TABLE 3D.   AVERAGE FAMILY INCOME AND GROWTH RATE AT 1997 PRICES
            BY REGION: 1997 AND 2000

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                      AVERAGE FAMILY INCOME|
      REGION            1997      2000     | GROWTH RATE
                                           |  (1997-2000)
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PHILIPPINES           123,168    118,413          -3.9

 NCR                  270,993    247,845          -8.5
  CAR                 112,361    116,942           4.1
 ILOCOS               102,597     98,850          -3.7
 CAGAYAN VALLEY        86,822     87,367           0.6
 CENTRAL LUZON        133,130    125,322          -5.9
 SOUTHERN TAGALOG     132,363    132,537           0.1
 BICOL                 77,132     71,846          -6.9
 WESTERN VISAYAS       86,770     92,643           6.8
 CENTRAL VISAYAS       85,215     77,917          -8.6
 EASTERN VISAYAS       67,772     75,313          11.1
 WESTERN MINDANAO      87,294     71,058         -18.6
 NORTHERN MINDANAO     99,486     90,545          -9.0
 SOUTHERN MINDANAO     94,408     94,938           0.6
 CENTRAL MINDANAO      81,093     76,994          -5.1
 A.R.M.M.              74,885     59,033         -21.2
 CARAGA                71,726     67,420          -6.0

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Source:  Preliminary Results of 2000 Family Income and Expenditures Survey
         Income and Employment Statistics Division
         Household Statistics Department
         National Statistics Office
         Republic of the Philippines